Group Life Insurance

Most members of the New Jersey State-administered retirement systems are covered by group life insurance benefits.

AS AN ACTIVE EMPLOYEE ENROLLED IN PERS — Group life insurance coverage may be of one or two types:

  • Noncontributory Group Life Insurance is provided by the employer through the retirement system where there is no cost to the member for coverage;
  • Contributory Group Life Insurance is insurance coverage for which the member pays all or part of the premium.


AS AN ACTIVE EMPLOYEE ENROLLED IN PFRS – Non-contributory group life insurance


AS AN ACTIVE EMPLOYEE ENROLLED IN AN ABP PLAN – Members have Group Non-contributory Term Life Insurance. The Life Insurance Plans are administered by Prudential


Life Insurance Benefits